Prestatech has been recognized among the World’s Top FinTech Companies 2025 by CNBC

Prestatech | AI-Powered Financial Automation & Cash-Flow Risk Analytics

Seamlessly integrate cashflow based credit decisioning and actionable insights to exploit the granularity of bank account data for lending solutions to retail and SME clients.

Data Enrichment

Obtain a comprehensive synthetic score that holistically captures and defines the complete risk profile of bank account transaction history for consumers or SMEs.

cash-flow scoring

Cashflow Analytics

Automate the ingestion and processing of documents anywhere in your company. From unstructured documents to a fully automated solution. From Customer Journeys to back office.

Document Intelligence

A full cash-flow analysis on SMEs and Consumers by looking exclusively at bank transactions. The best tool to valuate a counterpart and to see the financial behaviour over time. 
Automatically assess the affordability and the risk signals.

Open Banking Alternative

Solutions designed to automate and empower the data gathering, analysis and decision phases of the credit process.  

Products

Broad applicability of our technology in serving the different stages of credit processes.

Solutions

Company

Automate collection of transactional and alternative financial data for credit scoring and client on-boarding purposes

Explore our latest blogs on fintech, technology, and market insights. Stay informed with expert analysis, trends, and innovations shaping the industry.

Blog

The CCD2 Directive and the future of consumer credit 

Current analyses and trends from the financial and technology sectors to support better decision-making.

Market Insights

This category contains all posts in Italian, covering a variety of topics for our Italian-speaking audience.

Italian

This category contains all posts in German, covering a variety of topics for our German-speaking audience.

German

This category contains all posts in English, covering a variety of topics for our English-speaking audience.

Prestatech Blog