Prestatech

Seamlessly integrate cash-flow based credit decisioning and actionable insights to exploit the granularity of bank account data for lending solutions to retail and SME clients.

cash-flow analysis

Cash-flow Analysis

Obtain a comprehensive synthetic score that holistically captures and defines the complete risk profile of bank account transaction history for consumers or SMEs.

cash-flow scoring

Cash-flow Scoring

Automate the ingestion and usage of documents anywhere in your company. From unstructured documents to a fully automated solution.

Document OCR & Automation 

Intelligent Document Automation

A full cash-flow analysis on SMEs and Consumers by looking exclusively at bank transactions. The best tool to valuate a counterpart and to see the financial behaviour over time. 
Automatically assess the affordability and the risk signals.

BANK ACCOUNT ANALYTICS

Solutions designed to automate and empower the data gathering, analysis and decision phases of the credit process.  

Solutions

Broad applicability of our technology in serving the different stages of credit processes.

Use Cases

Company

Automate collection of transactional and alternative financial data for credit scoring and client on-boarding purposes

Explore our latest blogs on fintech, technology, and market insights. Stay informed with expert analysis, trends, and innovations shaping the industry.

Blog

SME-Lending im Fokus: Wie Banken kleine Unternehmen gezielt unterstützen können

Warum Deutschland bei der Digitalisierung der Kreditwirtschaft hinterherhinkt

Learn how OCR automates data processes in banking, reduces costs, and improves fraud prevention. Discover the benefits of OCR for banks!

OCR im Banking: Automatisierung, Effizienz und Betrugsprävention

Kognitive Verzerrungen bei Finanzentscheidungen: Wie Fintech-Lösungen helfen können 

Wie moderne Technologien Kreditbetrug erkennen und verhindern

Widerstandsfähige FinTech-Systeme: Navigation durch Markt- und Regulierungsherausforderungen 

Kreditanalyse-Verbesserungen durch Prestatech: Effizienz und Präzision in der Kreditprüfung 

Papierchaos ade: Wie Sie Mieterdaten digital organisieren 

This category contains all posts in Italian, covering a variety of topics for our Italian-speaking audience.

Italian

This category contains all posts in German, covering a variety of topics for our German-speaking audience.

German

This category contains all posts in English, covering a variety of topics for our English-speaking audience.

Prestatech Blog