Prestatech | AI-Powered Financial Automation & Cash-Flow Risk Analytics

Seamlessly integrate cashflow based credit decisioning and actionable insights to exploit the granularity of bank account data for lending solutions to retail and SME clients.

cash-flow analysis

Cashflow Analysis

Obtain a comprehensive synthetic score that holistically captures and defines the complete risk profile of bank account transaction history for consumers or SMEs.

cash-flow scoring

Cashflow Scoring

Automate the ingestion and usage of documents anywhere in your company. From unstructured documents to a fully automated solution.

Document OCR & Automation 

Intelligent Document Automation

A full cash-flow analysis on SMEs and Consumers by looking exclusively at bank transactions. The best tool to valuate a counterpart and to see the financial behaviour over time. 
Automatically assess the affordability and the risk signals.

BANK ACCOUNT ANALYTICS

Solutions designed to automate and empower the data gathering, analysis and decision phases of the credit process.  

Solutions

Broad applicability of our technology in serving the different stages of credit processes.

Use Cases

Company

Automate collection of transactional and alternative financial data for credit scoring and client on-boarding purposes

Explore our latest blogs on fintech, technology, and market insights. Stay informed with expert analysis, trends, and innovations shaping the industry.

Blog

The CCD2 Directive and the future of consumer credit 

Prestatech Named Among CNBC’s 2025 World’s Top Fintech Companies

SME-Lending im Fokus: Wie Banken kleine Unternehmen gezielt unterstützen können

Learn how fintech firms can build robust, scalable, and compliant platforms by leveraging cloud technology, AI-driven risk management, and seamless API integrations to navigate market volatility and regulatory shifts.

Building Resilient Fintech Systems: Navigating Market and Regulatory Challenges 

Warum Deutschland bei der Digitalisierung der Kreditwirtschaft hinterherhinkt

 OCR nel settore bancario: Automazione, Efficienza e Prevenzione delle Frodi 

Learn how OCR automates data processes in banking, reduces costs, and improves fraud prevention. Discover the benefits of OCR for banks!

OCR im Banking: Automatisierung, Effizienz und Betrugsprävention

Explore how cognitive biases impact financial decisions and how fintech solutions like Prestatech enhance credit processes, improve efficiency, and reduce risks. 

Cognitive Biases in Financial Decision-Making: How Fintech Solutions Can Help 

Kognitive Verzerrungen bei Finanzentscheidungen: Wie Fintech-Lösungen helfen können 

Finanziamenti alle PMI: Come le Banche Possono Servire Meglio le Piccole Imprese 

Wie moderne Technologien Kreditbetrug erkennen und verhindern

 Prestatech Cash Flow Analysis Now Available on Temenos Exchange

Pregiudizi Cognitivi nelle Decisioni Finanziarie: Come le Soluzioni Fintech Mitigano i Rischi 

Don't be left holding the bag: Anticipating Recovery Risks in a Shifting Economy

Widerstandsfähige FinTech-Systeme: Navigation durch Markt- und Regulierungsherausforderungen 

Learn how credit assessments can be manipulated and how modern technologies like AI and OCR help banks detect fraud and ensure accurate credit approvals.

How Modern Technologies Detect and Prevent Credit Fraud 

How the EBA’s New RTS Makes Economic Dependencies a Regulatory Priority 

When Clients Are Closer Than They Look

Underlying Liquidity: Becoming a Cash Flow Detective

OCR in Banking: Automation, Efficiency and Fraud Prevention

Discover how banks improve SME lending through innovative technologies like granular data analysis by Prestatech, minimizing risks and serving small businesses effectively. 

SME Lending in Focus: How Banks Can Better Serve Small Businesses 

Discover why many credit documents in Germany are still evaluated manually, which technologies are being used in other countries, and what the German credit industry can learn from them.

Why Germany Lags Behind in Digitalizing the Credit Industry

Come le tecnologie moderne rilevano e prevengono le frodi creditizie 

Sistemi FinTech Resilienti: Navigazione tra Sfide di Mercato e Regolamentazione

Perché molti documenti in Germania vengono ancora valutati manualmente - e come fanno meglio gli altri paesi 

Current analyses and trends from the financial and technology sectors to support better decision-making.

Market Insights

This category contains all posts in Italian, covering a variety of topics for our Italian-speaking audience.

Italian

This category contains all posts in German, covering a variety of topics for our German-speaking audience.

German

This category contains all posts in English, covering a variety of topics for our English-speaking audience.

Prestatech Blog