Prestatech has been recognized among the World’s Top FinTech Companies 2025 by CNBC

Prestatech | AI-Powered Financial Automation & Cash-Flow Analytics

Seamlessly integrate cashflow based credit decisioning and actionable insights to exploit the granularity of bank account data for lending solutions to retail and SME clients.

Transform raw bank transactions into structured credit and behavioural intelligence. Prestatech's multi-vector categorisation engine applies 6 tags per transaction across 60+ mapped categories for consumers and SMEs.


Data Enrichment – Bank Transaction Categorisation & Intelligence | Prestatech

Data Enrichment

Obtain a comprehensive synthetic score that holistically captures and defines the complete risk profile of bank account transaction history for consumers or SMEs.

Deliver faster, more accurate credit decisions with transaction-based cashflow scoring. Prestatech provides a 0–100 financial health score, 50+ KPIs, affordability analysis and 3-month forecasting for consumers and SMEs.


Cashflow Analytics – AI-Powered Credit Scoring & Risk Assessment | Prestatech

Cashflow Analytics

Automate the ingestion and processing of documents anywhere in your company. From unstructured documents to a fully automated solution. From Customer Journeys to back office.

Automate bank statement, payslip & tax return processing with 99%+ accuracy. Prestatech's proprietary OCR & ML pipelines extract, validate and fraud-check financial documents at enterprise scale.


Document Intelligence - AI-Powered Document Processing | Prestatech

Document Intelligence

A full cash-flow analysis on SMEs and Consumers by looking exclusively at bank transactions. The best tool to valuate a counterpart and to see the financial behaviour over time. 
Automatically assess the affordability and the risk signals.

Open Banking Alternative

Solutions designed to automate and empower the data gathering, analysis and decision phases of the credit process.  

Products

Broad applicability of our technology in serving the different stages of credit processes.

Credit Automation Glossary