Name: Open Banking Alternative
Brand: Prestatech

A full cash-flow analysis on SMEs and Consumers by looking exclusively at bank transactions. The best tool to valuate a counterpart and to see the financial behaviour over time. 
Automatically assess the affordability and the risk signals.

Open Banking Alternative

Prestatech has been recognized among the World’s Top FinTech Companies 2025 by CNBC

Prestatech | AI-Powered Financial Automation & Cash-Flow Risk Analytics

Seamlessly integrate cashflow based credit decisioning and actionable insights to exploit the granularity of bank account data for lending solutions to retail and SME clients.

Data Enrichment

Obtain a comprehensive synthetic score that holistically captures and defines the complete risk profile of bank account transaction history for consumers or SMEs.

cash-flow scoring

Cashflow Analytics

Automate the ingestion and processing of documents anywhere in your company. From unstructured documents to a fully automated solution. From Customer Journeys to back office.

Document Intelligence

Solutions designed to automate and empower the data gathering, analysis and decision phases of the credit process.  

Products

Broad applicability of our technology in serving the different stages of credit processes.

Cash-flow Analysis

The most accurate and up-to-date analysis tool to take the best decisions