Ocrolus Automates the Document. Prestatech Scores the Decision.
Ocrolus is a leading US platform for automating bank statement and document review in lending. For European lenders the fit question is different — local bank formats, EU data residency, and affordability rules like CCD2. Prestatech is the European alternative: document intelligence (pGET) tuned to EU formats, plus cash-flow credit scoring (pSCORE) that turns 12 months of transactions into a 0–100 score and 50+ affordability KPIs.
Book demo
Extraction is the floor. Scoring is the difference.
Most bank statement tools stop when the data is structured. Prestatech starts there: pGET parses and verifies European bank statements, tax returns, payslips and balance sheets, then pSCORE reads twelve months of transactions and returns a financial-health score, disposable income, debt service, buffer behaviour and overdraft patterns — each KPI traceable to the source transaction.
That is the difference between faster document review and cash-flow underwriting: extraction plus decisioning in one platform, built for European lending reality and serving lenders across the EU and US.
Comparison reflects public positioning as of July 2026; verify details against each vendor's current documentation.
European lenders look for an Ocrolus alternative for three reasons. Geography: a platform trained mostly on US bank documents works less well on the long tail of European statements, layouts and languages — pGET handles EU formats natively. Depth: underwriting teams increasingly want scored, decision-ready output, not a cleaner spreadsheet. Regulation: EU lenders must evidence affordability under CCD2 from verified income and expense data, with an audit trail a regulator will accept. Prestatech is built for all three.
Book demoWHY EUROPEAN LENDERS CHOOSE PRESTATECH
EU bank formats and languages.
pGET parses and verifies European bank statements, tax returns, payslips and balance sheets natively — not US-centric documents adapted after the fact.
CCD2-ready affordability evidence.
Verified income and expenses with documented, auditable decisions — the creditworthiness assessment the directive demands.
Thin-file and self-employed borrowers.
Scored from real cash flow, not bureau history — a 0–100 pSCORE and 50+ affordability KPIs for borrowers traditional models miss.
Explainable, auditable outputs.
Every score traces back to source transactions, standing up to risk, compliance and audit review — plus statement-manipulation and document-integrity checks.