Monitor risk and pre-score your client base at scale in real time
Transform transactional data into early warnings, smarter triage, and faster credit actions. Zero operational overhead.
Your all-in-one platform for portfolio intelligence
Prestatech enables continuous, proactive portfolio management—turning transactional data into smarter credit actions across the entire loan lifecycle. Pre-score prospects, monitor your loan book in real-time, segment clients by risk and opportunity, reduce defaults, benchmark performance against peers, and unlock upsell potential. One data lake. Infinite use cases.
Portfolio monitoring is often still manual, fragmented across systems, and constrained by limited resources, legacy technology, and increasing regulatory burden. The result: inefficiencies, blind spots in risk detection, competitive disadvantage, and missed opportunities, both to protect your book and to grow client relationships.
Book demoProtect your portfolio. Grow your client relationships. All at scale.
Detect behavioral risk signals early.
Identify liquidity drops, irregular income, or spending anomalies before they impact credit performance.
Process high volumes at speed.
Analyze hundreds of thousands of records within hours for scalable monitoring and pre-scoring.
Deploy your own logic.
Apply custom thresholds, segmentation, and eligibility strategies through a flexible rule engine.
Drive dynamic portfolio decisions.
Monitor live financial activity to inform limit adjustments, repricing, or proactive interventions.
One Platform, Multiple Business Outcomes
Whether you're scaling origination, tightening risk controls, or automating back-office operations — Prestatech adapts to how your team works.
Grow Originations
Say yes to more borrowers — including thin-file and SME applicants — with cashflow-based scoring that goes beyond traditional credit bureau data.
Reduce Portfolio Losses
Identify early warning signals before they become defaults. Transaction-level monitoring and predictive analytics give your risk team a real-time view.
Automate Credit Operations
Replace manual document review, spreadsheet-based analysis, and fragmented data pipelines with a single, API-driven platform.
Accelerate Onboarding
Turn days of back-and-forth into a seamless digital experience. Automated document capture and instant data extraction mean faster answers.
Strengthen Compliance
Every decision is traceable. Full audit logs, explainable scores, and structured outputs built to meet the transparency standards regulators expect.
Monitor & Pre-Score at Scale
Run batch cashflow analysis across your entire portfolio. Detect deterioration, identify upsell opportunities, and re-score with fresh data.