Detect Document Fraud Before It Becomes a Credit Loss
Catch tampered bank statements, forged income documents, and manipulated financial data at the point of application, not after disbursement.
Book demo
EVERY DETAIL, AUTOMATICALLY EXTRACTED!
Our AI reads every bank statement like a senior analyst would, but in seconds, not hours. Each data point is identified, categorized, and cross-checked so you never have to wonder what's real and what's been tampered with.
Account holder name and IBAN verification
Transaction categorization and counterparty identification
Income sources, recurring payments, and cash flow patterns
Anomaly flags for unexplained transfers or balance mismatches
Forged bank statements and fabricated income documents are now the fastest-growing fraud vector in digital lending. Industry data shows that up to 1 in 10 financial documents submitted to online lenders contain some form of alteration and manual review processes catch fewer than half of them. By the time a lender discovers a fraudulent application, the loan is already on the books.
Transaction-level anomaly detection. Spot the patterns fraud leaves behind.
Real bank statements have rhythm — salary deposits, recurring bills, weekend spending dips. Fabricated documents don't. Prestatech's machine learning models evaluate every transaction sequence for behavioural consistency, flagging round-number deposits, missing expected patterns, and mathematically impossible running balances.
Cross-document validation. One lie breaks the whole story.
When a borrower submits multiple documents bank statements, payslips, tax returns our platform cross-references data points across all of them. Income on the payslip that doesn't match deposits on the bank statement, or tax figures that contradict declared revenue, are surfaced automatically.
WHY LENDERS TRUST PRESTATECH FOR FRAUD PREVENTION
Stop fraud at the funnel entrance. Not after disbursement.
Embedded anti-fraud checks run on every document the moment it's uploaded. Suspicious applications are flagged or rejected before they ever reach an underwriter reducing adverse selection from the very first step.
Real-time results. No manual review bottleneck.
Documents are parsed, validated, and fraud-scored in seconds. Your credit team sees a clear pass/flag/fail signal alongside the extracted financial data, no waiting for a specialist fraud unit to review.
Format-agnostic ingestion. PDF, image, scan, all covered.
Borrowers submit documents in every format imaginable. Prestatech's OCR and document intelligence handles PDFs, scanned images, mobile photos, and multi-page uploads from any bank or institution, with fraud checks applied regardless of source format.
Seamless integration. API, dashboard, or embedded widget.
Plug fraud detection into your existing loan origination system via our REST APIs, use the Prestatech dashboard for manual oversight, or embed our upload widget directly into your customer-facing application flow.